Understanding Infinite Banking: A Straightforward Guide for Families, Farmers, and Long-Term Thinkers

Introduction Many people hear the term Infinite Banking and assume it is a trend, a complex investment product, or something reserved for high-net-worth individuals. In reality, it is simply a method of organizing your finances so that your dollars continue growing uninterrupted, even when you use t

View more

Variable vs Fixed: Which Mortgage Works in 2026?

The choice between a fixed-rate and variable-rate mortgage in 2026 hinges on aligning the loan structure with your financial stability needs and expected time in the home. Fixed rates offer unchanging payments for budgeting ease, while variable rates adjust with the Bank of Canada's policy rate, pot

View more

Understanding the FHSA: The Most Overlooked Path to Homeownership in Penticton and the South Okanagan

Buyer Guide Why the FHSA Is the Most Powerful Home-Buying Tool in Canada — South Okanagan By Riccardo (Rico) Manazza, REALTOR® | March 2, 2026 For first-time buyers — and even people who have been off title for at least four years — the First Home Savings Account (FHSA) is one of the most powerful t

View more

Canada’s Next Prime Rate Announcement: What It Could Mean For Penticton And The South Okanagan

Canada’s next prime rate decision is coming at a critical moment for both the national economy and local markets like Penticton and the South Okanagan. With the Bank of Canada already shifting into a rate‑cutting cycle while the U.S. Federal Reserve slows its own cuts, the upcoming move will shape b

View more