Canadian Market Downturn & Local Echoes: What’s Happening in Osoyoos and the South Okanagan

Canadian Market Downturn & Local Echoes: What’s Happening in Osoyoos and the South Okanagan By Riccardo Manazza, REALTOR® & Financial ConsultantPublished: October 2025Keywords: Osoyoos real estate market, South Okanagan housing trends, Bank of Canada interest rate cuts, home sales 2025, Penticton p

5% vs 20% Down Payment on a $400K Home: Which Is the Better Move?

When you’re buying a home in Canada, one of the biggest questions you’ll face is: “Should I put down the minimum 5%, or go all-in with 20%?” The choice can have a major impact on your monthly payments, the total cost of your mortgage, and even how quickly you can pay off your home. Before we jump in