What Buyers Moving to the South Okanagan Get Wrong About the Home Search

By Riccardo Manazza · REALTOR® with eXp Realty · South Okanagan  |  May 12, 2026 Most buyers arrive in the South Okanagan with a spreadsheet. Beds, baths, square footage, price ceiling. Those inputs produce a search — but they don't produce a decision framework. And in a region where Penticton, Oliv

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Bank of Canada Holds at 2.25%: What It Means for South Okanagan Buyers This Spring

Buyer Guides By Riccardo Manazza, South Okanagan REALTOR®  ·  March 25, 2026  ·  10 min read The Bank of Canada's latest rate decision matters — but probably not in the dramatic, headline-grabbing way many buyers expect. On March 18, 2026, the Bank held its target for the overnight rate at 2.25%, ma

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Using RRSPs for a Down Payment: What to Know Before You Decide

First-Time Buyers RRSP or Down Payment? What South Okanagan Buyers Need to Know Before February's Deadline By Riccardo Manazza February has a way of creating urgency. It's the final month to make RRSP contributions that count toward last year's tax return, and for many Canadians, the same thought su

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Understanding the FHSA: The Most Overlooked Path to Homeownership in Penticton and the South Okanagan

Buyer Guide Why the FHSA Is the Most Powerful Home-Buying Tool in Canada — South Okanagan By Riccardo (Rico) Manazza, REALTOR® | March 2, 2026 For first-time buyers — and even people who have been off title for at least four years — the First Home Savings Account (FHSA) is one of the most powerful t

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